Credit Analyst

A Credit Analyst assists in protecting the financial assets of the company within CED Credit Offices. The desired candidate will use discretion and independent judgment to investigate credit granting, manage a portfolio of receivable accounts, and review and execute legal documents on the behalf of CED. The ideal candidate requires self-motivation, must prioritize effectively, and work successfully with minimal supervision. This role is a customer-serving role, and while it does not solely focus on collections, does include collections responsibilities.

REPORTS TO: Division Credit Manager

ESSENTIAL SKILLS AND COMPETENCIES:

· Excellent verbal and written communication skills

· College degree preferred will consider related experience in lieu of degree

· Experience in credit and collections

· Negotiation skills

· Microsoft Office Suite software (proficiency with Excel a must)

· Excellent verbal and written communication skills

· Detail oriented

· Excellent math skills

· Must be a self-starter who can handle a heavy volume of work and be able to handle multiple tasks at the same time

· Able to solve problems

· Maintaining a pleasant personality under stress

ESSENTIAL JOB FUNCTIONS:

· Be able to manage a large accounts receivable portfolio which includes negotiating, financial review, and creating plans of action with customers and the Division Credit Manager.

· Operation and maintenance of the daily, monthly, and quarterly functions of CED's 9ci computer system.

· Recommend best method of collection on delinquent accounts in collaboration with the Division Credit Manager and Profit Center Manager, and escalating collection activities as required by business circumstances.

· Ability to review credit applications and complete credit investigation to grant credit and establish up to six figure credit limits.

· Assisting the Division Credit Manager to maintain and enforce CED’s lien and bond rights for secured projects.

· Drafting and completing lien waivers per customers’ requests.

· Using experience and customer knowledge to determine the proper time to place accounts on credit hold in collaboration with the Division Credit Manager and Profit Center Manager.

· Face-to-face customer meetings to establish and maintain strong relationships with customers and Profit Center Managers.

· Negotiating differences with customers and developing plans for payment and dispute resolution.

· Presenting payment, status, plan, reports, and information to management for quarterly credit meetings.

· Maintaining professional relationships with Credit and Profit Center managers and external customers.

· Routinely working with customers to collect open accounts receivable.

· Facilitate in-bounding customer calls, mail, and faxes, answering customer questions and directing to the right personnel.

· Various clerical duties.

NOTE: Because positions may evolve due to the needs of the business, this job description may not list all essential functions and is not designed to contain a comprehensive listing of all required activities, duties, or responsibilities. Other essential functions, duties, responsibilities, and activities may be assigned at any time; with or without notice.

CED is an Equal Opportunity Employer - Disability | Veteran